By Mark Santiago

Most investors believe that commercial real estate is out of their league. This article will address those concerns as well as several others.

By Vincent Gallo

Planned gifts that allow the donor to retain an income stream for life or a term of years include charitable remainder trusts, charitable gift annuities, and pooled income funds (collectively, charitable life income plans). A related technique is the gift of a remainder interest in a house or farm, which allows the donor to retain the use of the house or farm for life or a term of years.

By David B. Mandell, JD, MBA, Jason O'Dell

The entire financial world was turned upside down in 2008 and 2009. Investors, executives, employees and the general public are left wondering, “who can I trust?” and “how will all these changes affect me?” The disturbing realities may have a serious impact on the economy for years to come. Did you ever think:

Banks would lose so much money that they would have to significantly reduce their lending?

Foreclosures would reach such a level?

Large Wall Street firms like Lehman Brothers, Bear Stearns, and Merrill Lynch would face such serious financial challenges?

* Some of the most sought after investment managers, Madoff and Stanford, would be exposed as scam artists?

By Carole C. Foos, CPA, Jason O'Dell

If you think medicine is a difficult business today, “you ain’t seen nothing yet.” You are about to face your largest financial challenge ever. There is an approaching confluence of events that could have a significant financial impact on most doctors – unless you do something to protect yourself.

Medicare reimbursement cutbacks will reduce the income of most doctors. Even if you don’t treat Medicare patients, you are not immune to this cut. If your private insurance contracts offer you some percentage (say 120%) of Medicare, a cut in Medicare reimbursements will lower your insurance reimbursements. In addition, the healthcare overhaul the President is promoting will further reduce physician income. On top of both of these “gross” income reducing events, there are is a significant “net” income reducing threat that shouldn’t be ignored.

By Christopher R. Jarvis, MBA, Kimberly Renners, MBA

Even though the Fed suggested last month that the economy had bottomed out and is poised to start growing again, the central bank has yet to lay out details of its so-called "exit strategy" to unwind all the steps it has taken in the past year to try and get the economy back on track. The Federal Reserve is studying the idea of borrowing money from the money-market mutual fund industry as part of its exit strategy to avoid post-crisis inflation. Some economists worry that if the Fed is too slow to rein in its various liquidity programs, all the cash it has injected into the financial system could spark a jump in inflation.

"The ingredients for runaway inflation down the road remain in place," said Allen Sinai, chief global economist for Decision Economics. "Right now inflation is quiet, but it's a sneaky problem.” Fed Chairman Ben Bernanke has repeatedly said the central bank has the tools it needs to pull back on these programs, but he has yet to say how or when it will do so.

Let's quickly reflect on why the inflation/deflation outlook is now the hardest investing problem to solve...

By Vincent Gallo

By Norman Raymer

How you can defer unlimited amounts of income, have it asset protected, accumulate tax deferred and produce tax free retirement income.

By Natalie Torres, QPA,QKA

This article explains how T & T Benefits, Inc can examine your qualified plans at "No Charge", to see if you are maximizing your plan to its capacity and stop making you sick!

By Natalie Torres, QPA,QKA

This article is the 2010 IRS Limits for all Qualified Retirement Plans. There has been no changes from the 2009 Limits.

By Christopher R. Jarvis, MBA, David B. Mandell, JD, MBA

Funds left in a retirement plan (401(k), IRA, profit sharing plan, etc.) will be subject to both income taxes and estate taxes. This is the LEAST valuable asset any doctor can leave for heirs.