By Mark Santiago

Most investors believe that commercial real estate is out of their league. This article will address those concerns as well as several others.

By Vincent Gallo

Planned gifts that allow the donor to retain an income stream for life or a term of years include charitable remainder trusts, charitable gift annuities, and pooled income funds (collectively, charitable life income plans). A related technique is the gift of a remainder interest in a house or farm, which allows the donor to retain the use of the house or farm for life or a term of years.

By C. L. Huddleston, J.D.

In the appropriate situation, Roth IRA conversions can be a home run for doctors and their families. Some of the considerations are obvious and intuitive, but others are more obscure.

By Carole C. Foos, CPA, David B. Mandell, JD, MBA

Many doctors invest in real estate - in rental properties, commercial developments, surgery centers or even their office or home. This article provides guidance on how to protect such assets and leverage them for tax benefits as well.

By Ned Coyle

By Brent King

A few recent examples of acronyms come to mind. Let's start with the relatively new federal agency, Immigration Compliance and Enforcement (ICE). Briefly, this is the agency that inspects and audits employee files and Form I-9, Employment Eligibility Verification. Now, improper completion of I-9's carries a monetary penalty. There are about forty different opportunities to create a mistake on each I-9 - with each mistake carrying a specific monetary penalty.

By Lawrence B. Keller, CFP®, Andrew Schwartz, CPA

Although it has been around since 1998, and is one of the best financial tools available, most physicians, as high-income taxpayers, were unable to take advantage of it due to income limitations. However, as part of The Tax Increase Prevention and Reconciliation Act of 2005 (TIPRA) signed into law by President Bush on May 17, 2006, that has changed. Now, taxpayers earning more than $100,000, finally have the option to convert their IRAs and other eligible retirement accounts to a Roth IRA as of January 1, 2010.

By Derek Berry

Some individuals are aware that they can purchase property and hold it in their IRA. You can do this by converting your retirement accounts into a Self-Directed IRA. You can convert any type of retirement asset just about into the SDIRA except for your current employers 401k.

By David B. Mandell, JD, MBA, Jason O'Dell

The entire financial world was turned upside down in 2008 and 2009. Investors, executives, employees and the general public are left wondering, “who can I trust?” and “how will all these changes affect me?” The disturbing realities may have a serious impact on the economy for years to come. Did you ever think:

Banks would lose so much money that they would have to significantly reduce their lending?

Foreclosures would reach such a level?

Large Wall Street firms like Lehman Brothers, Bear Stearns, and Merrill Lynch would face such serious financial challenges?

* Some of the most sought after investment managers, Madoff and Stanford, would be exposed as scam artists?

By Carole C. Foos, CPA, Jason O'Dell

If you think medicine is a difficult business today, “you ain’t seen nothing yet.” You are about to face your largest financial challenge ever. There is an approaching confluence of events that could have a significant financial impact on most doctors – unless you do something to protect yourself.

Medicare reimbursement cutbacks will reduce the income of most doctors. Even if you don’t treat Medicare patients, you are not immune to this cut. If your private insurance contracts offer you some percentage (say 120%) of Medicare, a cut in Medicare reimbursements will lower your insurance reimbursements. In addition, the healthcare overhaul the President is promoting will further reduce physician income. On top of both of these “gross” income reducing events, there are is a significant “net” income reducing threat that shouldn’t be ignored.