Some individuals are aware that they can purchase property and hold it in their IRA. You can do this by converting your retirement accounts into a Self-Directed IRA. You can convert any type of retirement asset just about into the SDIRA except for your current employers 401k.

What most people aren't aware of is the fact that you can get a mortgage made directly to your IRA on a non-recourse basis. This is a great way to leverage and diversify within your retirement accounts. This is only allowed for investment properties and the cash flow would be like a monthly dividend pretty much. You can get the mortgage up to about 65% of the purchase price.

The best part about the account is that when you sell the property the proceeds get rolled back into your IRA and provide even more ammo for investing purposes and the taxes are deferred. It's a lot like a 1031 to a certain extent that you can lock in at the beginning of the process.

I can do these in all US states. For more information send me an email or give me a call.

Best Regards,

Derek Berry
American Home Loan Center